Your Finances

Understanding Your Credit Report

Understanding Your Debt Load

Understanding Credit Costs

What Your Credit Score Means

Working with Creditors

About Those Interest-Free Offers

Paying Off Debts with the Snowball Strategy

The Avalanche Debt Repayment Method

Using a Personal Line of Credit

How Loan Amortization Works

The Fair Credit Reporting Act

Should You Transfer Account Balances?

Secured vs. Unsecured Loans

Living a ‘Credit-Free’ Life

Calculating Annual Percentage Rates

Consumer Reporting Agencies

Add to Your Monthly Payment and Save Money

The Fair Debt Collection Practices Act

Consolidating Your Debt

Good Debt, Bad Debt

Refinancing an Auto Loan

Boosting Your FICO Score

After You’ve Paid Off Your Credit Cards

Meet a Debt Payoff Goal

Low Rate or Cash Back?

Increase Your Monthly Payment

Are Credit Card Balance Transfers Worth It?

Compare Two Vehicle Loans

How Long Will it Take to Pay Off a Credit Card?

Save or Pay Off Debt?

Make Bi-Weekly Payments

Use a Lump Sum to Pay Down Debt

Compare Vehicle Loans by Term

Calculate a Vehicle Payment

Avoiding the Minimum Payment Trap

The Best Time to Buy

Buying or Leasing a Vehicle

Can Credit Counseling Help?

Comparing Products Online

Taking a ‘Staycation’

Purchase or Lease a Vehicle

Vehicle Affordability by Loan Term

Gas Mileage Savings with a Fuel Efficient Vehicle

Tracking what You Spend

Curing Bad Overspending Habits

Making a Major Purchase

How Overspending Can Derail a Budget

Extended Warranties & Service Contracts

The Pros and Cons of Retail Credit

Understanding Car Leases

Grocery Shopping Tips for Singles

Debt Payoff Strategies

Protect Yourself from Predatory Lenders

Use a Side Hustle to Pay Off Debt

Smart Purchases to Make on Credit

Building a Credit Reputation

Your Annual Credit Report Review

Maximizing Credit Card Rewards

Choosing a Credit Card

Good Reasons to Borrow Money

Accelerating Repayment on a Loan

Alternatives to Pay Day Lenders

Evaluating Credit Card Reward Programs

Vehicle Financing Options

The Pros and Cons of Loan Protection Insurance

Prioritizing How You Repay Debt

Are Credit Repair Services Worth It?

Working Through Credit Issues with a Spouse

The Ins and Outs of Credit Scores

Disputing a Credit Card Transaction

Making Only Minimum Payments

What Is a Credit Reference?

How Many Credit Cards Should You Have?

Lower Your Credit Card Rate

How Credit Card Utilization Impacts Your Credit Score

Understanding Credit Card Interest

Why Your Credit Utilization Ratio Matters