Current Bank Rates

We offer competitive interest rates and are here to help you make the right investment decisions.

Checking Accounts

Watch your money grow! Earn interest on your checking account balance.

As of 7/11/2025

TypeAPYInterest RateMinimum BalanceOpen Account
Simply Free Checking0.00%0.00%

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Advantage 50 Interest Checking0.05%0.05%

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Direct Interest Checking0.05%0.05%

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Preferred Interest Checking

Balances under $1,500 – 0.05%; Balances $1,500 or more – 0.10%

Balances under $1,500 – 0.05%; Balances $1,500 or more – 0.10%

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*Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings.

 

Savings Accounts

Start saving! Whatever your goals, we offer competitive rates to get you there.

As of 7/11/2025

ProductAPYInterest Rate*Minimum BalanceOpen Account
Statement Savings0.10%0.10%$100

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Select Money Market

Balances under $25,000 – 0.35%; Balances $25,000 to $99,999 – 0.60%; Balances $100,000 to 249,999 – 0.70%; Balance $250,000 or more – 0.80%

Balances under $25,000 – 0.35%; Balances $25,000 to $99,999 – 0.60%; Balances $100,000 to 249,999 – 0.70%; Balance $250,000 or more – 0.80%

$10,000

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Money Market Special3.85%3.80%$25,000

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*Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings.

Certificates of Deposit Short-Term Accounts

As of 7/11/2025

Product*APY**Interest RateMinimum BalanceOpen Account
3-Month CD0.10%0.10%$500

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6-Month CD0.15%0.15%$500

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7-Month CD Special4.10%4.04%$500

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*Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings.

**Annual Percentage Yield (APY) is 4.10% for the 7-month certificate is accurate as of 12/20/2024. At maturity, the 7-month certificate will automatically renew for a term of 6 months. Promotional rates available for new money only. New money is defined as money not currently on deposit with the bank. Funds must remain on deposit for the term of the certificate. A penalty for early withdrawal may apply. Fees could reduce earnings. The minimum to open the certificate of deposit is $500. This special is available for a limited time and is subject to change without notice.

Certificates of Deposit Long-Term Accounts

As of 7/11/2025

Product*APY**Interest RateMinimum BalanceOpen Account
12-Month CD0.30%0.30%$500

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13-Month CD Special3.85%3.80%$500

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18-Month CD0.35%0.35%$500

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24-Month CD0.40%0.40%$500

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30-Month CD0.40%0.40%$500

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36-Month CD Special2.85%2.82%$500

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48-Month CD0.60%0.60%$500

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60-Month CD0.75%0.75%$500

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60-Month CD Special3.10%3.06%$500

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*Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings.

**Annual Percentage Yield (APY) is 3.85% for the 13-month certificate, 2.85% for the 36-month certificate, and 3.10% for the 60-month certificate and is accurate as of 12/20/2024. At maturity, the 13-month certificate will automatically renew for a term of 12-months. Promotional rates available for new money only. New money is defined as money not currently on deposit with the bank. Funds must remain on deposit for the term of the certificate. A penalty for early withdrawal may apply. Fees could reduce earnings. The minimum to open the certificate of deposit is $500. This special is available for a limited time and is subject to change without notice.