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We’re proud to put community at the center of everything we do. Because it’s our community, too!
Banking local with Blue Grass Federal, a mutual bank, means the dollars you deposit have a direct, positive impact in your neighborhood. Deposits are reinvested into our local economy as mortgage loans, business loans, charitable donations, hands-on help for local residents, and more.
As a mutual bank, we are owned by those who deposit or borrow with us. That means whether you bank with us personally or as a business owner (or both!), we answer to YOU, not shareholders.
When you bank local, your dollars stay local. That’s what it means to be a mutual bank.
5% of our profit is reinvested locally.
Decisions are made by people who live and work right in your neighborhoods.
Every account opened and every loan given has a positive impact on local businesses and families.
From sponsoring local events like the annual Fridays on Main and Pumpkin Festival to supporting our local students through hands-on internships at our bank, we believe in helping our residents and businesses thrive.
The feeling is mutual.
Take it from Gary, who says there’s nothing easier than using our Online and Mobile Banking!
“Best place to get help for your home plans and Martha Black is the person to see to get the help for all your needs!”
– Connie B.
“I was recommended to Blue Grass Federal for obtaining a home equity loan. Martha Black is who I worked with. She is knowledgeable, responsive and kept me updated as things went forward. I would highly recommend anyone looking for a banking institution to consider them for all your needs.”
– Marilyn W.
“In this market, you need a good quality loan officer to get you to the closing table and in the door of your new home. The personal touches, commitment, and determination Martha gave to our family is beyond the standard loan officer. If you are in need of a good quality loan officer who goes above and beyond for you, give Martha a call!”
– Dustin W.