Savings Accounts

We’re here to help you save! Meet your goals with the account right for you. Contact us to talk through your options.

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Perks with Every Account

Get monthly eStatements, transfer money, check your balance, and more — all available through Online and Mobile Banking!

Empower Your Financial Journey

Personal Finance Manager provides an overview of all your finances, including external accounts, while Credit Expert by SavvyMoney allows you to check your credit without affecting your score.

Secure Peace-of-Mind

Powerful end-to-end encryption means your transactions and personal information stays secure while Real-Time Alerts keep you up-to-date on your banking activities and help prevent fraud.

Banking Local Supports Your Community

As a mutual bank, we reinvest your investments directly back into the communities we serve. This means while your money earns you interest, it’s also helping your neighbors buy a home, build a business, and more.

Select the Savings Account that Fits Your Goals

Statement Savings

⭐A savings account for everyone

This account offers an easy way to start your savings journey! The more you keep in the account, the more your money grows.

  • Minimum to open: $10
  • $1 monthly fee is waived if daily balance is at least $100

Everyone can start saving with the Statement Savings Account. The more you keep in the account, the more your money grows! If you’re just starting out, this may be your ideal account. It keeps things simple and allows you to start saving immediately. 

If you’re looking to maintain a balance of at least $10,000, you’ll want to check out our Money Market Accounts. 

As of 5/7/2025

BalanceAnnual Percentage Yield (APY)*Interest Rate
under $25,0000.05%0.05%
$25,000 to $49,9990.10%0.10%
$50,000 to $99,9990.15%0.15%
$100,000 or more0.25%0.25%

*Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings.

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Select Money Market

⭐Perfect for a wealth-building strategy

Earn a higher interest rate on your balance to make your money work harder for you.

  • Minimum to open: $10,000
  • $10 monthly fee is waived if daily balance is at least $10,000

Savings accounts can do more than store money for special purchases — they’re part of a wealth-building strategy. The Select Money Market account is a step in that direction. When you’re able to save at least $10,000, this may be your best choice.

Unlike a basic savings account, a money market account offers the best of both worlds: higher interest rates and easy access to your money. You earn a more competitive interest rate compared to a regular savings account, meaning your savings works harder for you.

Whether you’re saving for a dream vacation, a down payment on a home, or simply building a rainy-day fund, a Select Money Market account is a trusted tool in building a more financially secure future.

As of 5/7/2025

BalanceAnnual Percentage Yield (APY)*Interest Rate
$00.01 – $24,9990.35%0.35%
$25,000 – $99,9990.60%0.60%
$100,000 – $249,9990.70%0.70%
$250,000 – $999,9990.80%0.80%

*Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings.

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Statement Savings

Select Money Market

Open Online

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Minimum Opening Balance$50$10,000
Monthly Service Charge$0 with average daily balance of $100; otherwise $1$0 with average daily balance of $10,000; otherwise $10
Debit/ATM CardYes–
Online BankingYesYes
Online Bill Pay–Yes
Interest BearingYesYes

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    Meeting Your Financial Needs

    Now Is the Time to Invest in a Certificate of Deposit

    Pair an interest bearing account with a Certificate of Deposit and watch your balance take off. By investing in your future, you invest in your community. It’s the mutual bank difference.
    Learn More about CDs

    Let’s Talk Through Your Situation

    Everyone’s situation is different, and our experts are here to talk through yours. Whether you’re opening a new account or applying for a mortgage, contact us today.
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    Save with Confidence

    Want to learn more? We have articles, videos and resources to help you save with confidence.

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