Government Shutdown Assistance

Our community means everything to us and we’re committed to assisting our customers under every circumstance. That’s why we want to do our part to help those who are experiencing the financial impact of being furloughed during the current U.S. government shutdown.

We’re offering eligible customers the following financial assistance:

  • Forbearance on mortgage and home equity loans. That means monthly payments will be temporarily suspended until the end of the arranged period, at which time mortgage payments will need to be repaid, with the possibility of setting up payment options.
  • Reimbursement of incurred late mortgage payment fees from the beginning of the shutdown on 10/1/25 through the end of the shutdown.
  • Reimbursement of overdraft fees on checking accounts from the beginning of the shutdown on 10/1/25 through the end of the shutdown.
  • Business customers should contact us to discuss assistance.

To be eligible for these benefits, Blue Grass Federal customers who are employed by the federal government must have documentation that they have been impacted by the U.S. government shutdown.

Required Documents

Personal Banking Customer

  • Dated letter of proof from the U.S. government that shows you are furloughed without pay

Lending Customer:

  • Dated letter of proof from the U.S. government that shows you are furloughed without pay
  • Two pay stubs

“We understand that this is a stressful time for all the government workers affected by the shutdown and we hope that there is a resolution soon,” says Shanda Smith, president and CEO of Blue Grass Federal. “We’re here for you and we encourage customers to call or visit us so that we can work with you to best meet your needs during this difficult time.”

For assistance with your mortgage loans, please contact us at (859) 987-2951.

For all other shutdown assistance, please visit our branch, chat with us on our website or call (859) 987-2951.