Take Advantage of Your Home’s Equity

Your home is likely the largest and most valuable asset you have — let’s use it.

Download our HELOC Guide 

When Can a HELOC Help?

A Home Equity Line of Credit (HELOC) gives you a revolving credit line based on your home’s equity. The amount of equity in your home is the difference between its current market value and the amount you currently owe on it. 

Benefits of a HELOC

  • The borrowing period lasts 10 years, and you only pay interest on what you actually borrow during that time
  • After the borrowing period, you’ll have an additional 10 years to pay back the loan
  • Because your house is secured debt, interest rates tend to be lower than a credit card
  • Use it for large expenses or to consolidate higher-interest debt

Meet Your Goals with a HELOC

We’re here to help make the application process as easy as possible.

Download our HELOC Guide 

Tools to Get You Started 

Looking for More Information About a HELOC?

Sometimes you need some extra guidance. We’ve got your back with our Ultimate Guide to Understanding a HELOC!
View Guide 

Calculate Your Home Equity Line of Credit Payment

Whatever large expense you’re looking to tackle, our HELOC calculator helps you see what’s possible.
Calculate 

Home Equity Line of Credit has a variable rate feature. During the 24-month introductory period the Annual Percentage Rate (APR) is locked and will not increase. After the promotional period, the APR is variable and will be based on the Wall Street Journal Prime (index) and 1.00% margin. The maximum APR is 21%. There is a 120-month draw period where advances may be taken. Your minimum payment in the draw period will be the accrued interest for the month. After the draw period, advances are no longer permitted (repayment period). Repayment of the outstanding balance must be paid no later than the next 120-months. Loan is subject to credit underwriting. Minimum FICO Score of 700; late fees apply. Maximum CLTV up to 89.99%. Property insurance is required, and flood insurance may be required (if applicable). Consult a tax advisor regarding deductibility of interest. All loans are subject to credit review and approval. Certain fees and restrictions may apply. Owner-occupied properties only. Offer subject to change without notice.