We’re here to help make your savings plans easy, flexible and secure. Now is the time to start saving with one of our great Certificate of Deposit or Money Market Account rates:

Certificate of Deposit

As of 2/22/2024

TypeInterest RateAPY*
7-Month CD4.92%5.00%
13-Month CD4.67%4.75%

*Annual Percentage Yield (APY) is 5.00% for the 7-month certificate and 4.75% for the 13-month certificate and is accurate as of 01/29/2024. At maturity, the 7-month certificate will automatically renew for a term of 6 months and the 13-month certificate will automatically renew for a term of 12-months. Promotional rates available for new money only. New money is defined as money not currently on deposit with the bank. Funds must remain on deposit for the term of the certificate. A penalty for early withdrawal may apply. Fees could reduce earnings. The minimum to open the certificate of deposit is $500. This special is available for a limited time and is subject to change without notice.

Money Market Account

Earn 4.75% Interest Rate (2.18% APY*) for 5 Months⁺ with our Money Market Account Special

+ Interest rate in effect for the first five months, variable interest rate thereafter. See disclosure below.
** The promotional Annual Percentage Yield (APY) for balances $0.01-$24,999.99 is 2.18%, $25,000.00 -$99,999.99 is 2.34%, $100,000.00-$249,999.00 is 2.40% and $250,000 or more is 2.46; and is accurate as of 02/09/2024. Minimum balance to
open is $5,000. A minimum average daily balance of $5,000 is required to avoid a $10 monthly service fee. After the 5 month promotional period, the minimum average daily balance will be $10,000. The promotional APY is locked for the first 5
months. After 5 months, the variable interest rate is subject to change and the new interest rate will be based on the account balance and the interest rate tier being offered on the Select Money Market Account. The Select Money Market account
tiered interest rates in effect as of 02/09/2024 are as follows: .01- $24,999.99 the APY is 0.35%; $25,000.00-$99,999.99 the APY is 0.60%; $100,000.00-$249,999.99 the APY is 0.70% and $250,000.00 or more the APY is .80%. If the account is closed
before 150 days, a $50 fee may be assessed. No more than a total of 6 preauthorized, telephone, ACH, check, POS or Internet transactions may be made from this account per month. Fees could reduce earnings on this account. The promotional APY
is valid only for new money not currently on deposit with Blue Grass Federal. Other fees and restrictions may apply. Promotional offer subject to change without notice. Contact a branch representative for full details.